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Lucky 31 Calculator

Five selections, thirty-one bets, singles included.

A Lucky 31 covers five selections in thirty-one bets: five singles on top of the twenty-six that make up a Canadian. One winner returns something.

Your 5 selections, in American odds

Selection 1
Selection 2
Selection 3
Selection 4
Selection 5
Stake per line

Bets placed

31

Total staked

£31.00

If all win

£242.00

Break even at

4 of 5

Profit at each number of winning selections
WinnersLines that cashProfit
5 of 531£211.00
4 of 515£49.00
3 of 57−£5.00
2 of 53−£23.00
1 of 51−£29.00
0 of 50−£31.00
Winning half your selections still loses money here. You need 4 of 5 before this ticket breaks even.

The same £31.00 on a single 5-fold accumulator would return £992.00 if everything won, against £242.00 here. The difference is what you are paying for the softer landing — and each line carries its own compounded margin, so this is a way to spread risk, not an edge.

Common questions

How much does a Lucky 31 cost?
A Lucky 31 is 31 separate bets, so your total stake is 31 times your stake per line. A £1 Lucky 31 costs £31, not £1 — the single most common surprise with these bets, and the reason the calculator shows total stake before anything else.
How many bets is a Lucky 31?
31. It covers doubles, trebles, 4-folds, 5-folds, plus a single on each selection across 5 selections. That count is fixed by the maths — it is every combination of those sizes — which is why every bookmaker's Lucky 31 has exactly 31 lines.
How many winners do I need for a Lucky 31 to pay out?
To get anything back, one winner already returns something. To actually profit is a different question and depends entirely on your prices — at short odds you can win most of your selections and still lose money, because the losing lines outnumber the winning ones. The scenario table shows the exact point where your ticket turns a profit.
Lucky 31 or Canadian?
The Lucky 31 is a Canadian plus 5 singles, so it costs 31 stakes against 26 — about 19% more — and pays out whenever any one selection wins. The Canadian needs two. Which is better is a question about your prices and how confident you are, not a general rule; run both.

Track every bet automatically

Stop doing the math by hand. Bankroll Guardian logs your bets and shows P&L, ROI, CLV and more — free to start, no card required.